Social Security: By the Numbers Michael Crews, MBA, CFP®, Managing Director Chris Scarborough, CFP®, Managing Director Our Office

Improving The Retirement Experience of Our Clients Since 1968

Ricker Retirement Specialists is a family-owned-and-operated firm, specializing in retirement planning. Our CERTIFIED FINANCIAL PLANNER™ professionals create and implement customized financial plans for individuals through investment management, income strategies, and tax planning. Our clients benefit from our expertise in integrating their employer-provided 401(k) and pension plans and potentially maximizing the benefits of planning early. We focus on increasing confidence for individuals age 50 and older or within 10 years of retirement.

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Orchestrating Your Retirement Accounts

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Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.

Your Emergency Fund: How Much Is Enough?

Your Emergency Fund: How Much Is Enough?

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The Great Debate Continues: Active vs. Passive

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The Utility of Sector Investing

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Required Reading: The Economic Report of the President

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Estate Management Checklist

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To Catch a Thief

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Social Security: The $64,000 Question

One of the most common questions people ask about Social Security is when they should start taking benefits.

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How Much Home Can I Afford?

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

Annuity Comparison

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What Is My Risk Tolerance?

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Roth 401(k) vs. Traditional 401(k)

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How Compound Interest Works

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Saving for Retirement

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Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

5 Smart Investing Strategies

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Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

5 Smart Investing Principles

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Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

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Making Your Tax Bracket Work

Have you explored all of your choices when it comes to managing your taxable income?

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

A Bucket Plan to Go with Your Bucket List

A bucket plan can help you be better prepared for a comfortable retirement.

The Cycle of Investing

Understanding the cycle of investing may help you avoid easy pitfalls.

Raise Your Retirement Income

Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.

Where Is the Market Headed?

We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”

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