Improving The Retirement Experience of Our Clients Since 1968
Financial Retirement Planning - Serving Garland, Frisco and the Surrounding Areas
Ricker Retirement Specialists is a family-owned-and-operated firm, specializing in retirement planning. Our CERTIFIED FINANCIAL PLANNER™ professionals create and implement customized financial plans for individuals through investment management, income strategies, and tax planning. Our clients benefit from our expertise in integrating their employer-provided 401(k) and pension plans and potentially maximizing the benefits of planning early. We focus on increasing confidence for individuals age 50 and older or within 10 years of retirement.
We invite you to experience how our "Realistic Advice to Grow and Live On" philosophy makes us unique.
Learn more about Retirement
We have had over 7,500 attend our educational events due to our no charge, no investment selling, educational approach.
Get Advice and Create a Plan
Create a custom retirement plan based on your personal financial position and goals. Schedule a meeting with a Certified Financial PlannerTM professional.
Educate your workforce
Let us provide you guidance and the resources to help your employees understand and better define their financial goals.Learn more
Tax Management Strategies
Learn more about taxes, tax-favored investing, and tax strategies.
What Is a 1035 Exchange?
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
Volunteering in Retirement
For many, retirement includes contributing their time and talents to an organization in need.
Knowing the rules may help you decide when to start benefits.
How to help determine life insurance needs to provide for your family after you pass away.
A change in your mindset during retirement may drive changes to your portfolio.
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.
When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.
Here are some simple and inexpensive energy-saving tips that may help you save money.
This calculator demonstrates the power of compound interest.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Use this calculator to better see the potential impact of compound interest on an asset.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Estimate how much of your Social Security benefit may be considered taxable.
This calculator can help determine whether it makes sense to refinance your mortgage.
There are some smart strategies that may help you pursue your investment objectives
The chances of needing long-term care, its cost, and strategies for covering that cost.
A presentation about managing money: using it, saving it, and even getting credit.
The importance of life insurance, how it works, and how much coverage you need.
There are some key concepts to understand when investing for retirement
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”
Women are great at multi-tasking. But many drop the ball when preparing for retirement.
Pundits say a lot of things about the markets. Let's see if you can keep up.
If you died, what would happen to your email archives, social profiles and online accounts?
$1 million in a diversified portfolio could help finance part of your retirement.
As the economy gathers momentum, many are waiting for their personal finances to gather momentum, too.